If you want to get the best car insurance in Melbourne Victoria, there are a number of things you should look out for. Some of the main things include the type of company you are dealing with, the level of service you are guaranteed, and the cost of the policy itself.
Budget Direct
Budget Direct is a market-leading insurer, providing quality Car Insurance policies to drivers across Australia. Its award-winning car insurance has helped over three million Australians. The company’s products and services are available through eight million policies worldwide.
Aside from providing comprehensive Car Insurance, Budget Direct offers a range of other cover options. Customers can choose from cover that includes roadside assistance, travel insurance, and home insurance. They can also opt for a low-kilometre policy, which will reduce the premiums they pay.
If you need to make a claim, the Budget Direct claim process is straightforward. The company’s customer service team is available to help you. You can contact them by calling 13 19 20. Alternatively, you can use the online service.
Depending on your state of residence, you may qualify for a no-claims discount. These discounts are offered by Budget Direct to customers who make no claims during the first two years of their policy.
When you purchase Budget Direct’s car insurance, you’ll receive a lifetime guarantee on authorised repairs. This is a great feature that will help you protect your car and get it repaired.
Budget Direct’s Comprehensive Car Insurance includes cover for damage to your vehicle caused by theft or malicious acts. For instance, if you’re driving a rental car, and your car gets stolen, the policy will provide you with a new one.
Stella Car Insurance
Stella is a new car insurance brand launched by Sam White. Founder of Freedom Services Group, White has a background in financial services. She wanted to break into the insurance space and provide a female-first offering.
The company offers a wide range of competitive products designed for women. From comprehensive cover to domestic and roadside assistance, the product has it all.
Stella’s product highlights include a ‘no-excess’ windscreen cover. It also comes with 24-hour roadside assistance. Other perks of the policy include flat tyres and a hire car should you need to get a replacement vehicle after a non-fault accident.
What’s more, the company donates $5 from each new policy to the Women’s and Girls’ Emergency Centre, a charity that supports women in times of crisis. WAGEC also provides housing for women in need, and works to end cycles of violence.
For those looking for car insurance in Melbourne, Stella’s offers are not to be dismissed. They offer a wide range of benefits and perks, including a new vehicle replacement for the first registered owner of a car with less than 60,000km. Also, the company will not apply excess to domestic damage claims.
When it comes to claims, you can expect easy-to-follow instructions, and a fast and efficient claims process. There’s also a personalised service that can be customised to suit your needs.
QBE
QBE car insurance is designed to cover you in the event of an accident or theft. It also offers you cover against acts of terrorism and war. In addition, it will offer you a choice of repairer and windscreen cover.
In Australia, driving a car without CTP (compulsory third party) insurance is illegal. If you do, you could be sued in a court of law and be fined.
Although many people opt to buy an unregistered car in order to save money on their policy, you may find yourself at the mercy of the law. Not only will your car be confiscated, but you may be liable for the injuries or damages that may arise from your reckless driving.
QBE Car Insurance provides coverage for your own vehicle and vehicles that are in unsafe or overloaded conditions. Additionally, it covers acts of war, acts of terrorism and intentional malicious acts. You can contact QBE for further information.
The company has offices in Australia and New Zealand, but is also present in other countries. For example, it operates in Singapore, Malaysia, Dubai, Canada, Australia and the UK.
QBE also offers you the chance to take advantage of a variety of discounts. This includes online discounts and other specials that are offered as they happen.
Huddle Insurance
Huddle is an Australian car insurance company backed by Hollard Insurance. The company offers a variety of policies that cover a range of optional extras.
A comprehensive policy covers your car against natural disasters and damages, such as theft. It is also possible to add in additional third party cover. However, drivers should read the Product Disclosure Statement carefully before purchasing.
Huddle also offers a pay as you drive option. This is basically comprehensive cover, except you can save up to 30%. In addition to this, you may get a discount if you don’t drive more than 15000km per year.
Huddle’s comprehensive plan includes roadside assistance and sports gear cover. They also cover towing costs. There are a range of optional extras available including hire car cover, Kanga cover and excess free windscreen cover.
Some Huddle customers may be eligible for the Telstra Plus points offer. You will need to meet specific eligibility criteria. These points are not applicable on existing policies, and only apply to new ones.
Comprehensive and Third Party Property insurance are the two main policies offered by Huddle. Customers can upgrade these to include fire cover.
Huddle is a Certified B Corporation, meaning they are committed to giving back to the environment. As a result, they donate 1% of their profits to environmental initiatives.
